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Pinnaki

Product · AI agent

An AI agent that steps aside for your team.

Tell it about your business, or add your price list and policies. It answers the questions you get every day, and hands the chat to a person when it should.

Chatbot and AI agent from Basic. On WhatsApp, Meta bills the agent to your Meta account; on Telegram, usage on your own key is not charged to your wallet.

Example data
Fig. 1 — The AI agent answers from the instructions you give it; when a person takes over, it stops answering that chat. Example conversation.

Chatbot and AI agent from Basic. On WhatsApp, Meta bills the agent to your Meta account; on Telegram, usage on your own key is not charged to your wallet.

01Where it answers

On WhatsApp and on Telegram, set up for each.

The idea is the same on both channels: instructions in, answers out, a person when needed. On WhatsApp the agent is Meta’s own; on Telegram it runs on the AI provider you choose.

The AI agent on WhatsApp and on Telegram
DetailWhatsAppTelegram
Runs onMeta Business Agent, Meta’s own AI for WhatsApp, set up and run from Pinnaki.OpenAI or Google Gemini, and the model you pick.
NeedsA WhatsApp Business Platform (Cloud API) number, not the WhatsApp Business app, that Meta accepts for the agent.Your Telegram bot, connected to Pinnaki.
What it knowsDocuments (PDF, Word or images, up to 16 MB each), website pages Meta reads, FAQs and your business info.Your instructions, plus the last few messages of the chat (you set how many).
How it behavesInstructions for each situation, which Meta reviews before the agent uses them.Your instructions and an optional greeting for new chats.
Which chatsA test list of up to 20 numbers, or everyone who messages the number.Your Telegram bot’s chats.
Handing overIt hands the chat to your team with Meta’s standard message, your own or one it writes, and can follow up when a customer goes quiet.It stops while a person is assigned to the chat, or is typing in it.
Who paysMeta, billed to your Meta account. Not from your wallet; test chats are free.Your AI provider, on your own key; or ₹0.50 a reply from the wallet on Pinnaki’s key.

02The handover

Handing over is a setting, not an accident.

On WhatsApp you choose what the agent says as it hands a chat to your team: Meta’s standard message, your own words, or a message it writes for each chat. On Telegram it steps aside as soon as a person is assigned or starts typing.

A WhatsApp chat the agent hands over waits under “Needs Human” in Live Chat, with Meta’s summary when Meta sends one. Whoever takes it answers in the same thread, so the customer never starts again.

When the question is settled, “Hand back to AI agent” in the chat header returns the chat to the agent.

Fig. 2 — The AI agent answers, then hands the chat to the team, who reply in the same thread. Example conversation.

03Who pays

Who pays for the AI, channel by channel.

On WhatsApp, Meta bills the agent to your own Meta account. On Telegram and for AI drafts, bring your own key or pay per generation from the wallet.

WhatsApp: Meta bills the agent’s usage to your business’s Meta account. Answering everyone needs a payment method in Meta Billing Hub; the test list works without one, and test chats are free. Pinnaki doesn’t resell or mark it up, and agent replies are not charged to your wallet. Usage limits, by tokens or agent replies per 1, 7, 14 or 30 days, keep the bill in check.

Telegram and AI drafts: one set of keys covers the Telegram agent and the AI drafts for templates and flows. Usage on your own key is not charged to your wallet and doesn’t use your plan’s monthly AI drafts. Without a key of your own, a request Pinnaki runs on its own key is charged per generation from the wallet, at ₹0.50.

04Drafting

AI that writes your first drafts.

Describe a template or a flow in a sentence; the AI writes a draft you edit before anything is sent.

Chatbot, AI agent and AI drafts by plan
PlanAI agentTemplate draftsFlow drafts
FreeNo00
BasicYes50
ProfessionalYes5020
EnterpriseYes500100
UnlimitedYesUnlimitedUnlimited

Drafts are counted per month. Drafts on your own AI key are not counted. Plan limits as of October 2026.

05Questions

Questions, answered.

What people ask before they let an AI answer their customers.

Which AI does it run on?

On WhatsApp, the agent is Meta Business Agent, Meta’s own AI; you don’t pick or pay for a model through Pinnaki. The Telegram agent runs on OpenAI or Google Gemini, with the model you pick. AI drafts for templates and flows can also use an Anthropic (Claude) key. Keys go under AI Provider Keys in the workspace settings.

Does the AI agent cost extra?

On WhatsApp, Meta bills the agent’s usage to your business’s own Meta account. It is not charged to your Pinnaki wallet and not marked up, and test chats are free. On Telegram, usage on your own key is not charged to your wallet and your AI provider bills you directly; a reply Pinnaki runs on its own key is charged at ₹0.50 from the wallet.

Can every WhatsApp number use it?

No, Meta decides. The number must be on the WhatsApp Business Platform (Cloud API), not the WhatsApp Business app, the business must be in good standing in a country where the agent is available, and it must accept Meta’s terms for the agent in WhatsApp Manager. Finance, government, health, alcohol, gambling, over-the-counter drugs and matrimony businesses are excluded. Pinnaki shows Meta’s answer for your number; Meta doesn’t give a reason.

How do I keep it out of a chat?

On Telegram, take the chat: while a person is assigned to it, or is typing a reply, the agent leaves it alone. On WhatsApp, start with a test list of up to 20 numbers, set usage limits, and turn the agent off for the number whenever you want; chats it hands over wait for your team under “Needs Human”.

Can it get an answer wrong?

Yes. It only knows what you give it, and it can misread that. Try it in the test chat before it answers everyone, read its replies in Live Chat during the first weeks, and keep your instructions and knowledge current.

Let the agent take the easy questions.

Start on Free, move to Basic for the AI agent, or try Professional for 14 days with flows and AI drafts.